If you want store a file and have it accessible only by one particular person, you have a couple options. You can use a password protected folder or you can setup a specific FTP folder accessible by a specific FTP account.
Password Protecting a Folder
1) You can create a folder using cPanel. You can also do this with an FTP client
2)You would then use the option in cpanel called Password Protect a Directory.
3)Next you would upload the file using cPanel into that folder.
Then you could simply send your user the path to that folder and the user name and password to access it.
The other way you can handle this is using FTP.
Use A Specific FTP Account
1)Create a FTP Account
2)Upload the file using FTP
3)Advise your customer that you have placed the file in an FTP account account and give them the address for it.
Here's an example of how credentials would appear for a FTP account. The folder created can be accessed through an FTP client, or through a browser. The FTP credentials used to access the site are:
(Example of how the access a would appear)
user name = email@example.com
password = password for ftp account
Instructions for accessing an FTP account with Internet Explorer
I hope this helps to give you some options! If you have any further questions, please contact technical support or leave a comment at the bottom of the page.
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