You can always update your billing info in AMP, as well as add new payment methods to your account. So yes, if you wanted to change your billing to another credit card in the future, that would be fine.
You won't lose your website if you can't pay for a few days. However if you do fail to pay on your account in a timely manner you could lose access to the server and eventually have your website files removed if you do not contact us at that time to let us know your billing situation.
Please let us know if you have any further questions at all.
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