Setting up the Standard Payment Method in VirtueMart

How to Setup the Standard Payment Method:

1. Login to your Joomla! Admin panel.
2. In the navigation menu, roll your mouse over Components, then click the VirtueMart option.
3. In the VirtueMart menu click the Shop option, then click Payment Methods. Click the New button, and there will be several fields available.
   
   Fill them in as needed, below is a brief description of the available options.
   

   Option	Description
   Payment Name	Enter a name for the payment option. In my tests I am using: Standard
   Published	Choose Yes to make this option active, No will disable this option.
   Payment Description	Enter more words explaining this payment option.
   Payment Method	From the drop-down choose the Standard payment option to setup.
   Shopper Group	Choose a group from the drop-down to apply this Payment method only to this group.
   List Order	If you enter a number here,  lower numbered options will display first in the payment method list, followed by the next lowest option.

   After entering your preferences, click the Save button. You will see a notification stating "Payment Method successfully saved."
4. Click the Configuration tab.
   
   There will be fields / selections to enter, below is a brief description of the options:
   

   Option	Description
   Logos	Choose a logo to be associated with the payment name. You can add additional images to this list by uploading to: /images/stories/virtuemart/payment/
   Countries	If you choose a country from the drop-down menu, this payment option will only apply to that country.
   Accepted Currency	Select one from the drop-down list if you do not want to allow additional currencies.
   Order Status for Pending transactions	From this drop-down select how you want the status of the order be set if an order is going through but has not completed successfully.
   Minimum Amount	You can set the lowest price total that will be allowed to pay with this option here.
   Maximum Amount	You can set the highest price total that will be allowed to pay with this option here.
   Fee per transaction	Enter an amount here if you want to charge per transaction.
   Percent of the total amount	Enter an amount here if you want to charge a percentage per transaction.
   Tax	From the drop-down, choose a rule to apply a tax charge to the transaction.
   Payment Info	You can enter a message for customers to see when they checkout here.

   
   After making your selections, click the Save button. You will see a notification stating "Payment Method successfully saved." This payment option will now be available when customers check out.
   
   Congratulations, now you know how to set up the Standard payment option in VirtueMart!